<p class="text-align-justify" style="margin-bottom:11px"><span style="font-size:10.5pt"><span style="line-height:normal"><span style="font-family:&quot;Libre Franklin&quot;"><span lang="EN-US" style="font-size:12.0pt"><span style="font-family:&quot;Times New Roman&quot;,serif">The NHS<span style="color:black"> is not an insurance-based system, but rather a residence-based system meaning that all the citizens of the United Kingdom, even </span>expats, are<span style="color:black"> entitled to free services. Since the UK was part of the EU, visitors from European Economic Area or Switzerland were entitled to free NHS service if they provide their European Health Insurance Card (EHIC). But, even if the United Kingdom is no longer a member of the European Union, the EHIC will continue to be valid in all nations except Norway, Liechtenstein, and Switzerland.</span></span></span></span></span></span></p>

<p class="text-align-justify" style="margin-bottom:11px"><span style="font-size:10.5pt"><span style="line-height:normal"><span style="font-family:&quot;Libre Franklin&quot;"><span lang="EN-US" style="font-size:12.0pt"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="color:black">Non-EU/Switzerland/EEA citizens are entitled to the same free NHS services as British citizens. Even citizens who are not EU/EFTA members have free access to healthcare, which includes family planning and emergency treatment. However, to obtain additional healthcare options, people must acquire health insurance.</span></span></span></span></span></span></p>
